Or, you may need extra food and drinks for holiday guests. Or something new to wear to a party.

Think Green

Now that just about everyone is at least somewhat (if not very) concerned about our environment, it's not only become socially responsible but it's also become chic -- to recycle, regift and buy resale items. So popular in fact, that there's a National Association of Resale & Thrift Shops.

Therefore, don't hesitate to head for a second hand or consignment shop. You won't be alone. According to a recent Harris Interactive pool, 70% of adults said buying used is "more acceptable now than 5 or 10 years ago."

Print Online Coupons

According to Simmons Market Research Bureau "clipping" online coupons, like shopping for used gifts, has become increasingly acceptable. This winter, an estimated 38.6 million Americans will use online coupons. That's up over 20% a year ago. You should consider being one of them!

The big four here are:

http://www.bradsdeals.com/

http://www.coolsavings.com/

http://www.coupons.com/

http://www.retailmenot.com/

You'll find coupons ranging from food and toys to DVDs and cell phones. Among the big name food companies that now distribute online coupons are General Mills, Hershey, Kraft Foods and Pillsbury.

I recommend beginning with Brad's Deals. This website monitors online and printable coupons as well as weekly and daily deals. You can search by category or by store. You'll find coupons and deals for American Girl, Ann Taylor, Banana Republic, Barnes & Noble, GAP, Harry & David, Home Depot, J.C. Penny, Kate Space, Leap Frog, Lowe's, Macy's, Nike, Office Max, Old Navy, The Limited and Walgreen's among many others.

Go Homemade

Take-out and prepared foods have become so universal that home baked cookies, pies and casseroles are almost extinct in some circles.

Here in Manhattan where I live, a neighbor of mine took out her kitchen and turned it into a study. She told me she can order and have delivered within 30 minutes Chinese, French, Italian, Japanese, Thai, deli, pizza, burgers, breakfast and just about anything else. However, she admits she misses home made dishes!

Your friends and relatives will appreicate something tasty from your kitchen. Make a double batch and keep one for you and your family!

- Nancy Dunnan