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PFBI: a multi-bank holding company, which as of March 15, 2009, operated nine banking offices in Kentucky, three banking offices in Ohio, and 13 banking offices in West Virginia. The banking subsidiaries (the Banks or Affiliate Banks) consist of Citizens Deposit Bank & Trust, Vanceburg, Kentucky; Farmers Deposit Bank, Eminence, Kentucky; Ohio River Bank, Ironton, Ohio; First Central Bank, Inc., Philippi, West Virginia; Boone County Bank, Inc., Madison, West Virginia, and Traders Bank, Inc., Ravenswood, West Virginia. Through the Banks, it focuses on providing community banking services to individuals and small-to-medium-sized businesses.

NBTF: a financial holding company that operates through its wholly owned subsidiary, The National Bank and Trust Company (Bank). The Bank is engaged in the commercial banking business in southwestern Ohio, providing a variety of consumer and commercial financial services. The primary business of the Bank consists of accepting deposits, through various consumer and commercial deposit products, and using such deposits to fund loans secured by residential and non-residential real estate, commercial and agricultural loans and consumer loans, including automobile loans.

GRNB: a bank holding company. The Company owns 100% of the capital stock of GreenBank (the Bank). The primary business of the Company is operating the Bank. The Company's assets consist primarily of its investment in the Bank and liquid investments. The principal business of the Bank consists of offering deposits, investments in loans, primarily in commercial and residential real estate loans, commercial loans and installment consumer loans. It also offers other financial services through three wholly owned subsidiaries