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ESBK: operates as an independent community bank. It provides a range of financial services to individuals, businesses and organizations. As of December 31, 2007, the Bank operates 11 banking offices: three in Elmira, three in Ithaca, two in Horseheads, and one each in Corning, Moravia and Mansfield, Pennsylvania. In December 2007, it acquired four branches in Ithaca and surrounding areas from First Niagara Financial Group, Inc. The Bank is engaged in personal banking and business banking.

TRST: a savings and loan holding company that operates Trustco Bank (the Bank). Trustco Bank is a federal savings bank engaged in providing general banking services to individuals, partnerships, and corporations. The Bank operates 125 automatic teller machines (ATMs) and 124 banking offices in Albany, Columbia, Dutchess, Greene, Orange, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington and Westchester counties of New York, Hillsborough, Lake, Orange, Polk, Sarasota, Seminole and Volusia counties in Florida, Bennington County in Vermont, Berkshire County in Massachusetts, and Bergen County .

HWBK: a bank holding company. The Company's activities are limited primarily to ownership, indirectly through its subsidiary, Union State Bancshares, Inc., of the outstanding capital stock of Hawthorn Bank (the Bank). Union State Bancshares, Inc. is a bank holding company that has elected to become a financial holding company. Union's activities are limited to ownership of the outstanding capital stock of Hawthorn Bank. The Bank is a full-service bank conducting a general banking and trust business, offering its customers checking and savings accounts, Internet banking, debit cards, certificates of deposit, trust services, brokerage services, safety deposit boxes, and a range of lending services, including commercial and industrial loans, single-payment personal loans, installment loans, and commercial and residential real estate loans.