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UBOH: a bank holding company of The Union Bank Company (the Bank). The Bank is engaged in the business of commercial banking. The Bank is a state-chartered bank, which serves the Ohio counties of Allen, Putnam, Sandusky, Van Wert and Wood, with office locations in Bowling Green, Columbus Grove, Delphos, Gibsonburg, Kalida, Leipsic, Lima, Ottawa and Pemberville. The Bank offers a range of commercial banking services, including checking accounts, savings and money market accounts; time certificates of deposit; automatic teller machines; commercial, consumer, agricultural, residential mortgage and home equity loans; safe deposit box rentals, and other personalized banking services.

CM: a diversified financial institution. CIBC was formed through the amalgamation of The Canadian Bank of Commerce and Imperial Bank of Canada. CIBC is a Canadian-based, global financial institution. CIBC serves its clients through two distinct business lines: CIBC Retail Markets and Wholesale Banking. CIBC Retail Markets comprises CIBC's personal banking, business banking and wealth management businesses. Wholesale Banking provides a range of credit, capital markets, investment banking, merchant banking and research products and services. The Company provides a full range of financial products and services to personal, business and wealth management clients in Canada, as well as investment management services globally. CIBC provides a range of products and services to government, institutional, corporate and retail clients in Canada and in key markets around the world. Wholesale Banking also supports day to day treasury execution activities.

BMO: a Canada-based North American bank. BMO offers a range of credit and non-credit products and services directly and through Canadian and non-Canadian subsidiaries, offices and branches. As of October 31, 2009, BMO had maintained 900 bank branches in Canada and operated internationally in financial markets and trading areas, through its offices in eight other countries, including the United States. Harris Financial Corp. (Harris), wholly owned by Bank of Montreal, operates through its indirect subsidiary Harris N.A., which provides banking, financing, investing and cash management services in select markets in the United States Midwest. BMO provides a range of investment dealer services through the BMO Nesbitt Burns group of companies, which include BMO Nesbitt Burns Inc., an investment dealer in which Bank of Montreal owns 100%, and BMO Capital Markets Corp., Bank of Montreal's wholly owned registered securities dealer in the United States.